EXMOUTH residents are being urged not to ignore letters for items or services they haven’t taken out.

There has been an increase of people receiving letters for a loan that needs to be repaid – but the loan was in fact taken out by a fraudster who has stolen the victim’s identity. But if people ignore letters they could end up in debt, with bailiffs on their doorstep and a poor credit rating.

A spokesman for Action Fraud said: “Fraudsters can use your identity details to open bank accounts, obtain credit cards, loans and state benefits, order goods in your name or even obtain genuine documents such as passports and driving licences in your name.”

For more advice or to report a fraud, visit www.actionfraud.org.uk or call 03001232040.